We offer a variety of checking accounts to fit all of your banking needs!
Whether you are looking for an account loaded with benefits, a special account for seniors (60 years of age or better), a very basic checking, or an interest-bearing checking account, we have just the right one for you!
| Account | First Plus | First Plus Gold | First Chance | E-Checking | Now | Money Market |
|---|---|---|---|---|---|---|
| Minimum Requirements to Open | $50 | $50 & must be 60 years of age or better | $50 | $25 | $1,000 | $2,500 |
| Monthly Service Charge | $10.99 | N/A | N/A | $5 waived if enrolled in estatements | $10 if balance below $1,000 | $15 if balance below $2,500 |
| Interest Bearing | N/A | N/A | N/A | N/A | Yes | Yes |
| Statement Images | Yes | Yes | N/A | N/A | Yes | Yes |
| Free Online Banking | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Mobile Banking | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Online Bill Pay | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Direct Deposit | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Debit Card | Yes | Yes | N/A | Yes | N/A | N/A |
| Unlimited Checking | Yes | Yes | Yes | Yes | Yes | No |
| Overdraft Services | Yes (with approval) Discounted overdraft item only $24.99, max. of 5 per day |
Yes (with approval) | Apply after 30 days | Apply after 30 days | Apply after 30 days | No |
| Free Checks | Yes (2 boxes of club checks free per year) |
Yes (1 box of club checks free per year) |
N/A | N/A | N/A | N/A |
| No-fee Notary Service | Yes | Yes | N/A | N/A | N/A | N/A |
| No-fee Signature Guarantee | Yes | Yes | N/A | N/A |
N/A |
N/A |
| Cell Phone Protection Plan | Yes | N/A | N/A | N/A | N/A | N/A |
| Roadside Assistance Plan | Yes | N/A | N/A | N/A | N/A | N/A |
| $20,000 AD&D Insurance | Yes | Yes* | Yes* | N/A | Yes* | N/A |
| Vision Care Savings | Yes | Yes* | Yes* | N/A | Yes* | N/A |
| CyberScout | Yes | Yes* | Yes* | N/A | Yes* | N/A |
| Discount on Safe Deposit Box | Yes | Yes | N/A | N/A | N/A | N/A |
*PLATINUM PACKAGE may be added to any First Plus Gold, First Chance or NOW checking accounts for a low fee of only $4.99 per month. Platinum Package benefits include $20,000 AD&D Insurance, Cell Phone Protection Plan, Roadside Assistance Plan, CyberScout (identity theft assistance from start to finish), Vision Care Savings (eyeware and eyecare discounts), and one box of complimentary personalized club checks per year.
FIrst Plus Checking
Enjoy unlimited check writing with extra benefits!
- $50 Minimum to open
- $10.99 monthly service charge
- No minimum balance requirement
- Roadside Assistance Plan
- Cell Phone Protection plan
- Two boxes of single personalized club checks per year at no charge
- $20,000.00 AD &D insurance
- Vision Care savings (eyewear & eyecare discounts)
- CyberScout (identity theft assistancefrom start to finish)
- No monthly service charge on Visa Debit/ATM Card
- No-fee notary service
- No-fee medallion signature guarantee
- Annual fee waived on Christmas Club savings account
- Safe deposit box rental discount
- Overdraft services available (with approval)
- Discounted overdraft item fee* (only $24.99, maximum of five per day)
- Discounted return item fee (only $24.99, maximum of five per day)
- Monthly statement with check images, and much more!
*Overdraft services available with approval.
First Plus Gold Checking
Age 60 or better? Enjoy unlimited check writing with added perks!
- $50 Minimum to open
- No monthly service charge
- No minimum balance requirement
- One box of personalized checks per year at no charge
- Debit/ATM card included
- No-fee notary service
- No fee medallion signature guarantee
- Safe deposit box rental discount
- Overdraft services available(with approval)
- Monthly statement with check images
First Chance Checking
Back to Basics: Simple checking
- $50 Minimum to open
- No monthly service charge
- No minimum balance requirement
- Monthly statement without check images
- Overdraft services available after 30 days (with approval)
E-Checking
Simple checking with online statements.
- No minimum balance requirement.
- No monthly service charge for ATM/Debit Card.
- Must enroll in e-statements to avoid $5 monthly service charge.
Now Checking
Enjoy unlimited check writing plus earn interest!
- $1,000 Minimum to open
- Interest will be credited and compounded monthly
- Interest paid each statement period on daily minimum balance of $1000
- Free online banking
- Monthly statement with check images
- $10 service charge if balance falls below $1,000 during the monthly statement statement cycle
- Overdraft services available after 30 days (with approval)
Mobile Banking